Page 6 - April 2013

Chehalis Tribal Loan Fund News 5 Tips on How to Save Money internet, this will save you a nice to use the credit card make sure annual charge. that it is paid on time so that there The saying ‘save day items that are are no interest fees charged to your for a rainy day’ is not really necessary, „ Energy bills can be costly. Reduce account. not empty advice. It They will realize that energy bills by using energy is imperative for a this may sum up to a saving light bulbs and other Tip No 4. Prepare a Budget – A person to save and to considerable amount devices and by turning off the person who wants to save money have funds stashed of money. Here are light every time you leave a room. needs to prepare a budget, if in the bank or in any some expenses that an possible a monthly budget. Without form of investment individual can cut- „ Buying a coffee from the coffee a budget it is almost impossible to to tide them over back on or even avoid shop next door to work each save. A budget will give immediate rough spots such as to save money: morning is costing you a fortune information on how much a person emergency expenses “Save for a rainy day” for something you can do yourself earns and how much expenses and temporary helps smooth over „ Taking a taxi or at home. they incur each month. A budget unemployment. rough spots such as using the car to and is a good way to identify which Saving money in emergency expenses from work can be Tip No 2. Shop Wisely – The frst expenses are unnecessary and can today’s society and temporary expensive. You can thing to do when shopping wisely be avoided. is not easy. The unemployment. avoid these costs by is to prepare a shopping list of what temptation to spend is taking public transport, riding you need and stick to that shopping Tip No 5. Save money – Set aside a everywhere and to save money takes your bike or walking to work. list. Bring only enough money to certain amount every pay check that determination and commitment. This will not only save you the pay for the items on your list and will be kept in a savings account. A However, there are small everyday taxi fare and fuel costs it will also leave the credit card at home so growing savings account is a very things that can be done to help save keep you healthy. there is no temptation to buy on good incentive to continue saving. money. After all, even the smallest impulse. Check out stores, local It is important that every person amount saved can make a big „ Buying branded items when the markets, supermarkets, and local have a savings account that they difference when in debt. quality of the unbranded is almost shops that offer the best prices. Take can fall back on when unexpected the same, if not better. It is the advantage of promotional offers, situations arise. Even the smallest Below are 5 tips on how you can name that a person pays for, not as these can also be a great money amounts saved on a daily basis save money: the quality. saving tool. can make a big difference to your monthly and annual savings. Tip No 1. Spend less – To really „ Rather than having the newspaper Tip No 3. Limit Debts – There is save money, a person needs to spend delivered to your home every no avoiding debts, but the key to less. If a person reviews all the little morning, buy it from a news stand saving money is to limit debts and expenses that they spend on every or better yet read the news on the to control them. If there is a need Native Artist Chehalis Tribal Loan Professional Development Training A two-day training which is designed to give Native artists the tools and support they need to Fund News manage small entrepreneurial businesses to achieve economic success. „ We are still accepting Firework Loans through This comprehensive, hands-on training experience will enhance the artists business skill set and the end of May. prepare them for their journey toward becoming successful artist entrepreneurs. PRICING • MARKETING • PORTFOLIO • BUDGETING „ We offer Financial Literacy and Business Plan classes. Contact us for an appointment. Workbooks provided • No charge • Limited space Place: Eagles Landing Hotel „ We will begin offering Home Improvement 5th Floor Conference Room Call to reserve your spot today! Loans in May. 12840 188th Avenue SW Rochester, WA 98579 Sponsored by: Do you want to save for something? Contact us Date: April 29th and 30th, 2013 The Chehalis Tribal Loan Fund to open a savings account for as little as $5.00 as an opening deposit. You will also get a free piggy Time: 8:30 AM - 4:30 PM. 360-709-1831 bank! Page 6 chehalistribe.org  greatwolfodge.com  luckyeagle.com  eagleslandinghotel.net